Independence Receivables Corporation, an Assignee, of another assignee of an old credit card debt. Sent a couple of letters, I ignored them (thought it was a scam)
Then they started calling. Threatened to have me arrested, my personal effects thrown out on the lawn and sold, to ruin my reputation, freeze my checking, take my tax return, make me lose my home, transportation and permanently destroy my credit.
They called several times a day even off hours. Yelled, called names, swore, belittled, degraded (mostly about my integrity level in reference to the debt) this was a few years ago..
They turned this acct. Over to Farrell & Seldin (in co.) Whom about a year ago sent me a letter telling me that I had 10 days to call them to make payment arrangements, before being sued. I called, and was told that they were collecting for the Bank Of America, whom could choose to either remove the charge off, or at least mark it as paid on my credit report, once the debt was paid.
I made 2 100.00 payments. Then I learned that I have a zero balance with Bank of America, that they have no connection/affiliation with Independence R
They sent this to Farrell & Seldin in Albuquerque New Mexico. I have been served & responded to Alias summons
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