Like Deborah and Lynne in Westminster, I have the unfortunate pleasure of dealing with Mr. Farrell. I have received two letters from him in the past 5 days threatening legal action for a debt with Midland Credit Management. I did some research on both Farrell & Seldin and Midland Credit Management and found out that they buy old debt for really cheap and then turn around and try to collect on it. Most of the time their strong arm tactics work and people pay them instead of going through the hassle of fighting them. Midland Credit Management has a state wide class action suit filed against them in California.
Well I filed and was granted (discharged) Chapter 7 Bankruptcy in 2004. Chapter 7 bankruptcy is called "Fresh Start" and that is exactly what I wanted when I filed it. I am going to seek legal counsel and fight these people because if I do not take a stand here there will be other Farrell & Seldins down the road trying to collect on old debt that I do not owe anymore. I am going to write complaints to the State BAR Association, The Bankruptcy Courts, Better Business Bureau, Paula Woodward at 9 News and any other means I can think of. I hope Lynne and Deborah do the same.
0 comments