I have had a couple of issues with a banking giant that is supposed to serve the public. First they pull this unethical practice of overdrafting scam. Second they pay their top executives vast amounts of "bonuses" for creating such huge profits for their company and shareholders, despite the fact that they are asking for government help to bail them out after questionable mortgage "deals".
I to have been a victim of their so called overdraft scam. I would aproximate they took me for some $500 in overdraft fees because of alleged insufficient funds in my account, which is not true. Like many of you out there I checked my account balance at a local A.T.M. Which showed sufficient funds just to receive a notice by mail a couple of weeks later stating that I had overdrafted my account. And like many of you they charged the largest to smallest dollar amount, not by order of transaction.
What makes the matter worse is that I work part time as a courier and attend college as well. I also receive funding from my government G.I. Bill, which is in the amount of aproximately $1,300. I receive this amount on a monthly basis. It is my believe that they used this information to set me up for failure. They figured "here is this stupid veteran getting government money, lets take our cut". I realize this is totaly based on my opinion, but what other explanation is there.
Another point I would like to make is that currently there is a class action lawsuit against B of A in the state of California that goes in front of the California Supreme Court in May if I am not mistaken. The problem with that is that the lawsuit has most of the money going to the lawyers and a maximum $78 to the customers themselves. If this is justice count me out. I beleive B of A should pay each customer what they rightfully deserve and stick them with all legal fees. On top of that each customer should be payed for pain and suffering, considering the current economic situation.
To long has corporate america gotten away with stealing from the American public and hiding behind the legal mumbo-jumbo they can concoct to confuse their own customers. Let me close by adding one important question, "Where the #@! $ is my bailout!!!"
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