I received a collection letter in my mailbox stating I owed Capital One Bank $1721.02. Which I thought was a neat trick considering I've never had anything more then a credit card with them. Even then, my limit on said card was only 1/3 of that amount and still in good standing. Not sure how Capital One figures I owe them this money. But even so, I'm waiting to hear back from them on this. I know they have sent me letters in the past offering to finance an auto loan, but I've always torn those up and thrown them away. I can barely afford my bills now... Much less a car payment.
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