Started in march payment we made was reported late when in fact ocwen posted to another acc. Took ten calls and over 40 hours to reach them ocwen fixed it but still posted on our credit that the payment was late.in the months of November and December of '07 we were behind in our payments due to medical reasons this being our first time ever to be late. OCWEN sent a notice of default the 24th of December saying I had to pay the past due amount 1085.06 by January 17,08 Dec 28,07 received a letter stating a interest rate freeze if I sent 1110.58 by December 31,07 which I did by overnight mail. I was all current as I thought when I received a letter January 7,08 stating ocwen did not received in it there within a specified time frame but they cashed the check and posted it December 31,07 OCWEN said they were going to send the signed agreement with the check back to me which they have not nor posted to the acc correctly.
I was sent four different acct statements with different amounts to pay. I finally got though to them and Ocwen stated they receive nothing and told me that January payment would go to fees that we owed but would not tell me how much. There is much more to the story but I am now trying to work with our fair housing to get results.
I would love to be involved in a class action lawsuit
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