When you apply for their card be aware that they take credit available that you might have on other "Bank of America" FIA Credit Card. They will not let you know. They just want you to use it and then they notify you that the credit "was transferred" from another credit card that you own with the company, to allow you to purchase what they want. If I have wanted to use my own credit I will have, without asking for a new credit. My other credit card with many years of taking care of was for emergencies only. If the bank considered that the credit given was above the guidelines they could just deny it. They should not give the customer the false sense of security and then let you know that you have no credit available.
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