BB&T has charged me $3,350.00 in overdraft fees in the past 8 months! I am not stupid as it may appear! I just cannot figure out what is wrong that these overdraft fees keep getting charged to my account!
I balance my checkbook every day. I have went in the bank for an explanation and they always have a logical one: I had insufficient funds. I think it might have something to do with the way they process transactions between Saturday and Tuesday morning, maybe debits before credits?
I contacted the bank and asked for a refund of half the charges, and they said they are sorry.
So I started keeping $100 extra in the account and now the trick they use doesn't seem to be working.
Also, I filed a complaint with the Federal Reserve online, and I am checking with a lawyer to see what can be done.
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