I was thinking about doing the same thing myself. Two and a half years ago I received a check and used the funds come to find the check was a counterfeit so to prevent losing my bank acct. I resulted to taking a loan with CASH CALL. I was in school and didn't have money like that coming in. Now two years later. I am out of school still paying on the $2500. Now you know I already paid that back and then some but they still take money out of my acct. Every month faithfully. I thought about asking for a settlement but haven't done so yet. I thought about potential legal action but don't know how to get started. If you decide to file suit I am right along with you. I will call today and see what happens if anything.
P.S. There customer service can really bother you at times.
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