Like all of you here I also obtained a loan through Cash Call. They were very nice to me, while I was getting the loan, and it was a very smooth transaction. But in October, I had several frauds on my bank account and had to close it out. I called all my online bill pays to let them know. It was around the time my Cash Call loan was due, and the calls started coming in. I had left my new check book at home and told Desiree with Cash Call, that I would call her Monday with the new account number for them to take out my payment. She was very nice at the time, but my loan was not due as of yet. On Monday the harrassing calls started coming in. I received several emails from Desiree, saying she had talked to her supervisor and since I did not give them my new Bank information Friday that I had to go to Walmart and send them cash via the payment center there. I said no, you told me just to call r today and give you this information. I am not going to Wal-Mart and the money can come out of my account today.
Well to make a long story short, I gave my bank information to her, and thought everything was fine. I have never been late on one payment, and then I recieved this email from Cash Call saying they had a Cash Call Creditor on their way to my job to collect my payment and I would be charged 75$ for this service. All of this because I would not go to Wal-Mart and make the payment right then and there. I work for a large Government Agency and the thought of someone coming to my job scared me, so I sent Desiree another email letting her know that I would go on my lunch hour, and I did. Four days later I got an email saying my date had changed from the 15th now to the first, and they took the money out that night. My question is? Is it legal to change the date with one day notification, and then take money out the next day? Again, I will change my banking account and send them a check in the mail, every month until this is paid off. And now when is my payment due? At the first of every month? Or the 15th? Were they jsut mad because I did not jump at running to Wal-Mart to pay them until they harrassed me. To be honest, I would be very embarressed at the thought of some one calling my job, or coming here for collections. There is also a Government Statue that states, it is against the law to harrass any government worker, and you can be fined by law. Does this apply to a Loan company. Please if any one knows about any law suits other then the one I read about in GA, please let me know. I pay my bills on time, and never miss payments. I think like every one else here, that they should be stopped over charging inocent people 98% interest, and should be make it right. I knew what I was getting in to, and this is a short term loan for me, but I did not deserve the harrasment that went along with this loan. They are legal loan sharks. How do any of them sleep at night.
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