I am so glad I did my research and found this site!!! I just file bankruptcy and was needing a loan for auto repairs. I tried thru my bank and they said I have to wait a little longer even though I have a car to put up for the loan that is worth much more than the 5k I need no one seems willing to take a chance on me.
I was contacted tonight by this company and for some reason I thought he said citi bank. Has to be legit right? NOT THE SAME the man who contacted me I believe his name was Brad was going on and on about how the lender they matched me with is very wealthy and he is an individual not a company.
I immediately started asking questions as I just got done learning more info about credit than I ever thought I would. Why cant you email me the info? We cannot take the risk of a legal document being leaked out online... Ok Why can't you tell me who the lender is? This is an individual and we naturally are not going to give out his info. I do not get paid on commission so it really doesn't matter to me, the only reason he agreed was because of your job history. Why can't I use a title as colleateral? This individual has no interest in your car. He needs you to make a good faith payment to show that you are serious about this loan and the payment terms. He wants to take a chance on you AND he is offering a 6% rate you will not find that anywhere else miss.
I was approved for 5k BUT they want a payment of $938.08 in advance. I told him I would have to read the documents first and then I would make a decision as I do not plan on messing my credit up EVER again. Thank god for this site! I am a single mother who cannot afford to give away a thousand dollars on a scam. This saved me:)
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