I've just had yet another ripoff situation with another bank. This time it was Bank of America. When I was in a predicament last time when I knew there would be fees because something hit my account before I thought it would, I was specifically told that the items are posted to the account IN THE ORDER THEY ARE RECEIVED. However, the most recent situation did not follow those guidelines. This time, I had enough money to cover three items that were already on the account as "pending", so I wasn't worried. The next day, I checked my account online as I do every day, and I was over $300 overdrawn! A large check had come through along with the three pending items (totaling just over $40), and they posted the check FIRST. When I called, they said their policy was to post the largest amount before the others. This means they CHANGE their policy to each situation, assuring that they will collect the largest amount of fees possible. I've decided NOT to correct this account, and couldn't afford to if I wanted to. I am sick of this. And I will gladly join any Class Action suit regarding this problem.
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