I was delinquent on an 2002 account. Chase turned it over to Northland Group who then turned it over to NCO. I was young stupid blah blah blah. I didn't pay it like I should have when Chase had it. I really didn't know anything about credit reports at the time.
Long of the short of it is. I paid NCO the settlement amount (750 original 950) in 12/05 on the condition that they would take it off my credit report so i could get a loan to go to school. Yes I understand that it was I owed money, but I would rather have made payments. So we agreed that if I paid right then that they would take it off. I mean I had no other motivation for paying it right away. So, I paid and received a settlement letter or satisfaction letter (dont' remember what it is called).
They still call me trying to collect on a debt that I paid two years ago. It is 2007. When I told whoever I spoke to that I paid it and that I had cashed checks and a letter to prove it, the guy called me a liar. You know it is one thing to owe money and not pay it, but it is quite another for someone to tell you your lying when you have all of the information in front of you.
I ask to speak to a supervisor, Keith Sweat. He told me that the guy didn't know what he was doing and it was paid but not entered. Has it been resolved, no. I would like this taken off my report as our agreement was to do so. However, if that is not possible, I would like them quit harassing me over a paid debt.
Here is information I found on the corporate officers:
MICHAEL J BARRIST
Title: President
Address: 515 PENNSYLVANIA AVE
FORT WASHINGTON PA 19034-0
Name: STEVEN L WINOKUR
Title: Secretary
Address: 515 PENNSYLVANIA AVE
FORT WASHINGTON PA 19034-0
Name: STEVEN L WINOKURT
Title: Treasurer
Address: 515 PENNSYLVANIA AVE
FORT WASHINGTON PA 19034-0
Name: CHARLES C PIOLA JR
Title: Vice President
Address: 515 PENNSYLVANIA AVE
FORT WASHINGTON PA 19034-0
They wont give out any email addresses, however, i figure if people have free time, there is nothing like a handwritten letter. Why not go straight to the source of the company.
Oh and Steven Leckerman is an Executive Vice President, however, he used to be the SVP of collections. I believe his address is the same as the others.info for the public.
Base Pay $321,848
Bonus $117,000
Restricted Stock $0
LTIP Payouts $0
Present Value of Option Grants $147,940
Other Annual Compensation $0
All Other Compensation $6,125
Total Compensation $592,913
Stock Option Exercises and Cumulative Balances
Shares Aquired on Exercise (#) 0
Value Realized for Options Exercised $0
Remaining Exercisable (vested) Options (#) 163,333
Remaining Unexercisable (non-vested) Options (#) 56,667
Value of Remaining Exercisable Options $156,399
Value of Remaining Unexercisable Options $270,301
Data for fiscal year ended in 2003
Hope the disgruntled people have a chance to write.
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