Complaint / Review
ARA Inc
Saying they are acting on behalf of Providian Bank, to collect $3,825.69 that I don't owe them or anyone else!

I obtained a notice today having said that: 'Please return whole notice with cost. Tackle in-box should come in the return envelope screen. RE: overdue account with ARA # 981856-01 - Original Lender: Providian Bank - Bill Number: 227980800517979 -

Present Balance: $3,825.69 - Accepted Negotiation: $2,677.98 - Approved Payment Per Month: $50.00 - When The settlement sum is compensated, you'll obtain your 'Settled Entirely Notice' delivering you from all responsibility regarding this consideration. - Then you can find 3 choices

I will create monthly obligations of $50.00 or Change Payment Agreement or Spend the Negotiation entirely. Subsequently in tiny printing at base of site: "if you don't inform this workplace within thirty days after getting this observe that you challenge the credibility of your debt or

Any part thereof, this workplace may suppose the debt is legitimate. Should you inform this workplace written down within thirty days of from getting this notice, this workplace may: acquire verification of your debt or get yourself a backup towards the view and send you a duplicate of the view or

Confirmation. They'll supply me using the unique initial lender, etc. Etc. Blah, blah, blah... This really is all a rest!!!