I purchased a home in April. My loan was bought out by OCWEN within a month. I ran into some financial trouble and became behind in my house payment. They were unwilling to work with me and would not accept what money I did have to pay the monthly payment. I became current with all the back fees and everything in December.
After paying that I was told that I was covered up until January. At the end of December I sent a partial payment for the month of February. They told me they would not accept this as a payment and applied it to my principle. So, January 28th, I made the February house payment.in march I made two payments to cover the costs of the march house payment which they have put in a suspense account because they wont accept a partial payment.
So now, even though I paid enough money to cover the march payment, they wont use the money i sent to pay it. When I called them, they were unhelpful, rude and now they are saying that I am missing the January payment, the March payment and they are charging me $1000 for a title search that was paid with the money sent in during December.
I have tried to refinance several times but have been unable to due to the negative credit rating i have because of OCWEN.
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