Ocwen has been trying for the three years that they have had my mortgage to ruin us and send my family including my three small children out into the street. I stumbled onto this site by trying to find out just how much I owe so that I could get away from them.
Ocwen was unwilling to give the information to me, to the company that was willing to take on a risky loan, or to an attorney that I had spoke with.
Ocwen stopped taking my payment over the phone and would send back any paymnet that I made to them through the mail and now I am stuck in a big hole. They wont take my payment nor will they let me take my loan to anyone else.
My porblems with them started by them holding my payments for nearly a whole month before they would post to my account even if they say they post the day they are received. After I figured out their little game of late payment fee, I started sending my payment through the USPS with tracking info so I could see exactly what day they received my payment versus what day it would post.
Soon after I contronted them on this matter, I started having attorney fees, collection costs, title searches, property inspection fees, property valuation fees and foreclosure costs added to my monthly bill. This added about $1500 every month to what I owed to Ocwen. At that time, they would still accept my "partial payment" which was my actual payment amount.
A little over two years ago I started receiving daily calls or multiple calls from Ocwen about my payment. About one year ago, they stopped accepting any payment at all from me. They started a forecloser proceedings on me and when I wrote to them that my attorney was looking into my contract with them, the proceedings seemed to disappear.
In the last month, the calls and visits by strangers contracted by Ocwen to do foreclosure items started again. What is a family to do?
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