If any one can help me! I have some questions I recently received a summons and complaint from a company called Asset Acceptance. This company claims to be suing me for a credit card that I had back in 2000. The amount that they are asking for is $1870.00. I retrieved my credit report in 2006 and it clearly states that my high balance is 750.00.
What I am trying to find out is can they still collect on a debt this old. The amount that they are asking is over double what I really owe. How do I contact the courts to solve this issue? Because I don't mind paying my owed fees but I refuse to pay over 60% more then I owe.
I have tried to contact the original creditor which was Providian Financial but each time that account has been sold and I never heard of asset acceptance until I received this summons.
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