I had 2 mbna america accounts. Mbna closed/sold my accounts 3 months prior to my petition for chapter 7 bankruptcy. NCO/FIN 99 is their assignee? So without knowing ANYTHING I included the original creditor in my bankruptcy not NCO/FIN 99. NOW NCO/FIN 99 is reporting as of today that I owe them $ 11.689, TERMS 1 MONTH?
I am really confused! I called NCO/FIN 99 about 19 times and the line KEPT DROPPING? They also couldn't find an account with my social security number. It's been 3 years since I owe them? The account is seriously past due;assigned to attorney or grantors internal collection? If I owe them money as of today why didn't they tried to collect it?
I dont remember getting a bill or notice from them either. Anybody got a tip to give me? If I include the original creditor on my bankruptcy even tho they have closed/sold the account to somebody else, do I owe money to their assignee? And if I do why is it they can't find MY ACCOUNT! And why are they reporting KD for 3 years now as of today?
I made a dispute with experian and the results are UNCHANGED? For anybody else having those clowns NCO/FIN99 on their credit report and trying to contact them HERE IS THEIR WEB SITE! Www.NCOGROUP.com (DO NOT TRY TO EMAIL THEM / THEY NEVER RESPOND)
Once you go to their site on the upper right side click the contact us link and it will give you their phone number for us/canada. Its an 800 for the us listed on their web site.
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