Just got my credit report, and this is on it:
Collection Accounts: Accounts seriously past due
- ASSET ACCEPTANCE LLC
- - - - -
- Creditor Name: ASSET ACCEPTANCE LLC
- Account No.: 2546*
- Original Creditor: PROVIDIAN
- Responsibility: Individual
- Condition: Derogatory
- Original Balance: $2615
- Balance: $2928
- Date Opened: 10
- Date Reported: 02/19
How do I get these bleeders off my report? I already sent them a letter to cease communications, and got my reply saying they'd stop contacting me. I have disputed them before, but like a little leech, they are holding on. The original account is over 7 years old now, well past the SOL for reporting, but can they keep reporting their collection account?
I am so sick of these people ruining my credit report, how do I get rid of them when they claim my "account" is not even 4 years old?
Fed up!
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