I received a call yesterday, at work, from a man named "Marvin Nichols". He asked if I had received paperwork from his office in a manila envelope. I told him I had not, he proceeded to tell me that I had gotten letters from them at my 3 past addresses. Then he proceeded to tell me that I owed a credit card bill in the amount of $1300. And that I had not paid on it in 6 months. I informed him that this was the 1st I heard of this.
I had received calls on my cell phone and they left no information for me to call back, so I didn't know if the calls were in regards to the debt. He then told me that his office was retained by HSB and that this was the last attempt or he would be filing suit and garnishing my wages. He represented to me that he wouldn't be able to get back to me after work because he had clients coming in. I was under the strong impression that he was any attorney. He wanted me to give $250.00 in 2 weeks and 100.00 per month.
I informed him that I could give the $100.00 every month but the $250.00 would really put me in big bind! When I got home from work, I called the 800 number that he had given me, spoke with someone, I did not get the name, they had me on hold for quite a while and I was already frustrated. I then asked the man I was on the line with if Marvin Nichols was an attorney. He hesitated and tried to evade the question, so I asked him again.
Is Marvin an attorney? After the 3rd time he finally told me that he WAS NOT! How can this company get away with this? I know I owe the debt, I want to settle it, but now I am so ticked off, this guy made me think that I was going to court and that he was an attorney. Please, if anyone has a similar story please feel free to email me.
Denise
Fall River, Massachusetts
U.S.A.
0 comments