This sleazey company gets WORSE.
Under "ACH, " my checking account was debited AGAIN, this time for $29.95. I never authorized this. I contacted my bank again (B of A), and learned that this company's scam works like this:
Banks can put a stop against future charges for companies making unauthorized debits. But, they can only place the stop against the specific Transaction Company name making the Debit request.
The original $169.00 taken from my account was under "ACH, " as was the FULL REFUND I insisted on weeks later. Now, I get ANOTHER unauthorized charge, this time from a "Credit Bld." When I Googled the referenced phone #, voila. Back to ACH, aka cardsupportsite, aka VIP Card Services.
The company names I have learned that work this scam include:
"icardservices"
"vipcreditbuilder"
"cardsupportsite"
Beware them all!
It appears, in my opinion, that the reason this company uses so many names under the same "umbrella" is to duck blocks made against them. B of A blocked further debits from my checking by the comapny ACH, then WHAM! They come back and debit under "CREDIT BLD." How much do they get away with? How many people don't follow up, or simply are unaware or don't have the time?
I've reported them yet again to B of A. Don't buy the "it wasn't us and report it to THE POLICE!" lame "rebuttal" they provide. These cretins are slick. Unfortunately, perhaps the most effective way to combat them is to change your checking account entirely, based on advice I received from my B of A customer service rep. For some, this is a major hassle, especially when LEGITIMATE debits are made to your accounts, as well as direct deposit payroll. But, this is what I am forced to do. I also plan on filing a report with my local police department to alert them of this consumer scam.
Companies that come up if you Google the phone # (866-883-4980) used on the debit (aka "theft") from your account include:
"Credit Builder" (vipcreditbuilder.com/)
"Cardsupportsite" (cardsupportsite.com)
I've listed other known entities above, as I understand them. The "businesses" listed above are akin to electronic burglars. They are abusing technology and those who rely on it. I'm sure many, many have been affected negatively that have not found usacomplaints.com to alert them.
Beware. If you need credit, go IN PERSON to a bank or credit union. Companies like "cardsupportsite" show that internet solicitations are too risky, especially when it comes to credit. They hurt more than the consumers from whom they steal. They hurt hard working legitimate businesses. I hope this company is shut down and forced to pay back each cent they've taken, with interest. They are not to be trusted, which is sad, since I'm sure there are many legitimate operations who do indeed help consumers.
ACH, VIPCreditBuilder, and Carsupportsite are clearly not among them.
Mark
Canyon Country, California
U.S.A.
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