I am a college student currently attending St. John's University. As college students go I am short on cash.in February my friend came to me saying that she knew this guy who worked in Commerce bank that if you open an account with Commerce Bank and invest in our future he will give us $500 dollars and we should refer our friends. I wondered if this was a scam but they said it was not illegal to open a bank account, which indeed is true. So I opened the account with Commerce, and gave the guy who said he worked in the bank, my account number.
I got the $500, I refered my friends because I figured it was legal and they needed money also. A couple of days later I receive a statement saying that I disposited a bounced check for over $8,000 dollars. I call the bank and told them I did not do that and I close my account and they stated it was identity fraud. I then started receieving letters that I owe $4,800 and if I do not pay then the situation will be handled accordingly.
My friends also got the same letters as me but their amounts being more or less. I immediately called the lady on the letter, Head of Corporate security and invesitigations and I told her what happened, she said I had to pay it back but I said I had no knowledge of this. I did not give in a check for over 8,00 because I did not have that kind of money. She then told me that she has been investigating this for some time now and the same guy who came to me was ripping off alot of college students across the country, mostly in New York. She asked me for info I described him and etc and my friends called and decribed him. She told me she would contact me back shortly. She never called me back so I called her and she said she was investigating the guy and his accomplices was under investigation also and that she'll call me back. She didn't call my friends or I so we said that we should wait.
On July 3,06 I received a letter from Pressler and Pressler stating that I owe $4,509.94 and that if I do not respond in 30 days legal action will be placed against me. I called the office immediately and spoke to someone, who claims hes a representative. I told him about the situation which he said he has no record of, they only get the letter from Commerce Bank. I told him im a student and I barely have money, and he said that even if I got a payment plan, I will still be sued. My friends got the same thing... I need serious help... Anyone who can help me please do, I really need some legal help.
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