Incident = I closed my account with Capital One Credit card Services and paid off the balance on 7/10/05 and two months later a merchant who had my credit card number charged my account for over $6000. When I closed my account I gave no authorization for anyone to use this credit card and the fact that I closed the account 2 months prior Capital One should not of accepted any new charges since the account was closed out and with a zero balance. To date Capital One will not take off the charges and says the dispute is between me and the merchant when in fact I no longer had a active credit card with Capital One when the new charges were allowed to be made.
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