First off, what a great website for consumers like me to have a chance to have our say! Second, it was amazing to even find this site and see another complaint about BB&T.
I have only banked with them for 4 years now and have had nothing but headaches. First, they don't have unlimited checking. I pay .75 per check after 10 checks I use a month. I handle money so much that I was paying them $30.00 a month for the checks I used PLUS my checking account fee of $9.00. Well, I got sick of it and decided to switch banks. Apparently BB&T must have known when I took a large cash withdrawal, and they had to take advantage of me one last time. They claim I took out $100 more than I did and told me the only way not to pay all the overdraft fees was to find the receipt... Ugh! So now I have a negative balance with them of 232.00, which I refuse to pay!
This has not been the first time they have messed me over like this. I also do a lot of funds for the school and wrote a check to a school in my area. I postdated the check so I would have my books in order. BB&T cashed the check anyway, when it was dated for a much later date! I have found their business at fault 4 times in the 4 years I banked with them! Lesson learned: ask or call around before banking with an unqualified bank!!! If the word gets around enough, I am sure BB&T will get what they deserve...
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