I've had an account with Compass Bank for the past year. It's a business checking account. Over the past few months, they have charged my account with aprox $600 in nsf fees. My account balance one morning was 3,670.00. During the day, I had a large check clear for $3,600 and showed pending middle of the day so that left me with a balance of $670 mid day. At 1:30, I deposited $4,000 cash into my account and used my debit card on the way back to work to make several purchases. I was shocked to find out the next morning that compass did not post my cash deposit that day until after they posted all checks and debits. Because of this, I was negative $207.00 the next morning which included $38 for each transaction that cleared the day before. Long story I know, but I banked at Wachovia prior to swapping to compass and they did not operate this way. When I called Compass to complain, their come back was that I should not write checks that I do not have money for in my account. What BS! So, what if I wrote a check for more than my balance and they paid it leaving me negative - wouldn't it be their problem since they shouldn't pay any checks if the money isn't there? I can't say I am not tempted to do that given all they have stolen from me. T
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