First Capital called me on Tuesday (3/5/02) telling me that they needed to activate my credit card for which I was approved. Since I recently filled out an application for a Visa card, I was willing to listen. I had a difficult time slowing the woman down to get information. I asked her the name of the company and her name. She hesitated and at first said Sylvia and then corrected herself and said Betty Smith. She gave me a passcode of 5959 and said to call 416-488-4664 to activate my card. I looked on my caller ID and found the number of 1-416-921-6953. I questioned this and she said it was from a calling bank and I would need to use the other number to activate my card.
She then proceeded to try and get my account number from my bank (She already knew what bank I had a checking account with). I did not give her my account number or any additional information and promply got her off the phone. I decided to check the web to see if First Capital was a legitimate company and have found several ripoff stories. Please be wary if this company attempts to get your information. They are trying to rip you off!
Kristina
Bloomington, Indiana
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