Until I found this site on my internet I had no idea how many others were being treated as me and my husband.
My husband is in the military and we never had any problems before like we ran into when he was sent over seas. He had a debit card and didn't realize that everytime he used the card he needed to use the credit part and sign for things instead he used the debit and we got slapped with fees. When I finally realized what was happening and got a hold of him the damage was done.
Not to mention they had us in the wrong kind of checking account and were slapping all kinds of maintenance fees and service fees.
We got into a free checking account now and he is home but he travels for a living. Both our checks are electronically deposited. We get slammed with overdraft charges quite a bit because we never know when something is going to post.
If I didn't have the internet to check on our account daily I would never know when these charges are accured until they send a mailer out days after the fact.
Something has to be done about how they post to your account. We just got hit with another 34.00 charge.
I thought it was me and how I balanced my checkbook, but after reading some of these reports, I checked my account and I think something is wrong here very wrong.
How can a person do electronic banking with these fee's and if one bank can do it when will the others follow suit if nothing is done.
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