My husband opened an account with Wells Fargo a while ago. I recently opened up an account with the same bank. However, before I had a bank account, I would put my paychecks in my husbands account.
I have been putting checks in there for quite a while. I would say about 9 to 10 checks without any problems. Keep in mind, my name is not on his account, nor is his name ever on my checks.
On Feb. 18th, I once again put my check into his account and we checked the account online to make sure it had cleared. When we concluded that it did indeed clear. We began paying bills, and spending money.
Three days later, we were getting hit with overdraft fees for some reason. When we went back to check the account to see what was wrong, and it turns out that they took the check back out because his name was not on the check, and my name was not on his account.
We got hit with about 11 overdraft fees. Totaling about 400 dollars. Then when we could not get the fees reversed, more fees started adding on as time went on. My husband gets direct deposit and his whole paycheck and half of the next one was taken to cover the over draft charges.
It has been about a month now and I have done everything I can do to try to reverse these fees so that we can pay our rent, which was due on the first. We are so behind on bills now, I don't think we could ever catch up.
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