In August of I received a letter from Asset Acceptance stating that I owed $600 for a debt. When I called them, they could give me no information, or supply any paperwork from the original company I supposedly didn't pay off a debt with. I called the original company, and they too couldn't give me any information. I called that company once again at another time, and the person was kind enough to give me information that I guess I wasn't suppsed to be privy to (even though I'm the debtor?).
Anyway, it turns out that this $600 is supposedly from an electric bill that I didn't pay from 12 years ago! I have never received a bill from either the originator or Asset Acceptance, and now 12 years later I get a letter? To make a long story short, I have called AA maybe 3 times, asking them to send me detailed bills from the creditor. They have sent me 3 (more than likely) automated letters, telling me that I owe $600.
Well, I finally sent them a long letter stating that I would not pay this debt, and would not admit to owing it until they could provide me with original paperwork from the company from which they obtained the debt.
I haven't heard from them for several months. I guess the good thing is that I haven't seen this debt on my credit report, ever! That makes me even more suspious about the company. I just got a copy of my credit report a week ago, and it's still not showing up. Please investigate this company before you make any payments to them.
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