In early Jan. This company called me offering $5000.00 unsecured mastercard. I was repeatedly told by Piko caruso rep. #694 my bank account (which he had all the info to already and claimed he had gotten from the american banking association) would not be charged any fees but instead all fees would be applied to the credit card. Sounded like a great deal... NOT!!!
First they hit my bank for 19.95 for roadside assistance funny thing is I don't even own a car, this was under the name tracgaurd. Then 4 days ago they got me for $299.95 a service fee for the mastercard under the name premium advantage.
When I called I was put on hold for an hour and a half and once I finally got to talk to someone I was connected to the rudest person I've ever dealt with (supervisor named Jane) and told the card was secured. I asked the value and just about passed out when told it would be zero until I loaded it.
Yeah thats right they charged me $300.00 for a blank piece of plastic. Now I have to figure out how I'm going to eat thanks a-lot.
My bank has offered provisional funds while they investigate but what if they can't do anything then they'll want there money back two.
My advice to any one who needs credit this bad is to ask your bank about secured credit. To bad hind-sight is 20/20.
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