A friend and I got a hotel room. I put down my credit card for the $50 deposit, and the other person put their name under the room and signed all other documents, including a paper stating that they would be liable if any damages were done to the room.
My credit card had a $650 limit and I was already at $600. Damages were done to the room by the person who put their name under the room and signed all the papers. There are police reports stating it. The damages came to $1,250.
The police told me that he could not charge me with them, but he was threatening to do so. I called my credit card company and told them that I wanted to close that account because I feared that an unauthorized charge would be attempted. They closed the card account, but when the hotel manager tried to push through the charge, they let him.
This was $1,200 over my limit! The credit card company told me they let him push through the charges only because he had my credit card number. I was 18 at the time and now I am 23. I have been paying on that charge ever since because I didn't know any different. For 5 years I have paid on this debt that I don't owe, and I feel that I have paid what is due, but there is still money due.
What can be done now? I still owe them $2,000.
0 comments