RPM started calling after I found them on my Equifax credit report and wondered what this was. I called them and found out that in November I owed AT&T 64 dollars. It only landed on my credit report in April. That is 5 years and change after the alleged debt. My red flags went off, knowing that this is complete BS, because there is no way in this technological day and age it would take AT&T or anybody for that matter 5 years to get around to claiming money owed to them. I called AT&T and they do not know who I am. AT&T said they would have just written off a bill that small, as it is not worth putting into collections.
So I had Equifax do an official investigation. This investigation gives RPM 45 days to respond to Equifax to prove the validity of the claim. They did not. I got a nice note from Equifax though: "We have researched the collection account. The results are: This item has been deleted from your credit file. If you have additional questions about this item please contact: Receivables Performance MG, 10413 Beardslee Blvd, Bothell WA 98011-3205."
So I got the bad hit off the credit report. Yay. Now the bad news: RPM is still calling me daily, but cannot produce for me or Equifax any information that validates this claim. My credit report said the debt was 64 dollars, and RPM is now claiming I owe them 75. This, and the fact that AT&T is not even on my credit report anywhere, leads me to believe this is a scam and a ripoff.
Bob_101
Baltimore, Maryland
U.S.A.
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