I ordered a copy of my credit report and what do you know, American Credit Educators was on it, claiming that I owe them $300.00 so I immediately filed for an investigation. The investigation came back stating that it was indeed my debt. I called Equifax and explained to them that this did not belong to me and it need to be removed immediately. I called American Credit Educators and couldn't get any sense about how in the world they got on my credit report. The lady replied "well you order the kit, or someone must have." I order nothing of this nature and nonsense.
I called Equifax and asked them how can they prove that I ordered something and it wasn't someone else using my name and information. They said that they couldn't prove it, but when they spoke to ACE my address matched what they had. But someone must have used my information. So I am now filling another investigation through Equifax and I will not give up until ACE is removed from my credit report. I advise anyone to be aware of this company and their ripoff scheme.
Call your credit reporting agencies today. There are 3 major one: Equifax, Experian, and Transunion.
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