I was promised a First Choice Visa card with 0% for 1 year, along with a membership packet for, I was told then, $149.00 one time fee which would cover the processing fee and the packet. My checking account was debited for $159.90 on 7/25/01; on August 2, was debited for $14.95; on August 6 was debited $19.95.
I called Credit Services (800-950-1934); incidentally, I misplaced the phone number for this company when I initially talked to the telemarketer re: the card, so I was at a loss as to what to do. The ACH debits on my bank statement didn't give any description, but when I accessed those transactions on my computer banking it gave the ACH Debit as RKW-800-950-1934, so I guessed that the numbers may be the telephone number. It also gave the ACH debit number as BFTCLB8009501934 for other transactions.
I called Card Services to tell them I never received the card nor the benefits package and I was told that there was a problem with their mailing system and that I should be receiving it as we speak. My account was debited again on August 16 for $14.95 and on August 28 for $14.95.
I called again (in September) to let them know that I still hadn't received anything from them. They promised to send out another packet that day.
My account was debited again on September 4 for $11.95 and $14.95; it was debited again on October 11 for $11.95. I have since learned after surfing the net (which I should have done intitially) that many, many other people have fallen prey to this same company with the same results — RECEIVING NOTHING!
I am in the process of CLOSING my checking account to eliminate future debits. I was told that by stopping payment, they will just use another ACH identification and still continue to debit your account.
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