I would like to preface this criticism by declaring that I'm, and also have NEVER been, by any means associated with The Charge Card Answer, CCDN or any business which promises to lessen or remove a customeris debt. I'm nothing apart from a "client"; more accordingly a target of Credit Selections Protection Community (CCDN) and Also The Creditcard Answer. This can be a recount of OUR encounter with CCDN and TCCS. I highly encourage one to do your personal study concerning the businesses and folks concerned.
To comprehend the entire image and scenario, under may be the listing of each one of the businesses involved with this fraud. I'll guide these businesses later in my own criticism.
Credit Choices Security Community (CCDN)
7144 North Harlem Ave, Room 323
Detroit, IL 60631
This Is Actually The “Corporate headquarters” of CCDN as well as the practices of Lawyer, Robert K. Lock, Jr who's the main one of the creators of CCDN. Hmm. 7144 N Harlem Method is just a UPS Shop? Fascinating.
CCDN Support Center
321 Mantoloking Road, Suite 2A
Packet, NJ 08723 (it was their outdated tackle before they transformed it towards the one under)
22 S Franklin Avenue
Cattaraugus, NY 14719
Once signed up for this program, this is actually the tackle to that you will soon be delivering all files obtained in the third party collectors and banks. A fast search of the handle on Google Maps Streetview returns really exciting outcomes. It appears to be always a home. Go here to see. Public Property Tax documents return an operator of Patricia A Webster. Actually, a guy called Tracy Webster works for CCDN.
The Credit Card Answer (TCCS)
333 North Sam Houston Parkway East # 1190
Houston, TX 77060
TCCS relies out-of Houston, Texas. They're merely among the several advertising businesses of CCDN.in my own scenario, this is actually the organization I experienced to acquire the providers of CCDN. The corporation is run by Robert M Lindsey, who's the person within the movies on facebook wearing the platinum crucifix around his throat whom I Have talked to some times today.
Ok, since we have set the tackle and businesses concerned, listed here is my tale.
TCCS & Mr Lindsey
I found understand TCCS within the summer of 2008. I'd obtained a lot of debt on about 3 different charge cards. The majority of this debt was merely little costs from reckless spending. I had been ready to pay for the credit card debt using the work I'd at that time. After dropping that work, it turned acutely challenging to pay for the expenses, plus they dropped behind. Although looking the web for methods to my problem, I ran across the web site of The Charge Card Answer with Robert Lindsey out-of Houston, Texas.in those days, the net address was www.thecreditcardsolution.com.
I had been so excited to see their choices as well as their statements. Several statements were created on the site, and also the movies I'd seen that have been developed by Mr. Lindsey herself, were really relaxing and created me feel very comfortable using the services of the organization. Significantly, how might a fraud artist create many YouTube videos of herself detailing the procedure of his organization and post them over the whole web? Mr Lindsey camera across to be really assured and honest in his movies. I've often thought I'd a great feeling of personality and Mr Lindsey absolutely did not provide me-any cause for problem.
The statements that have been designed to me after I registered due to their support involved several claims which seemed excellent! All of this to get a little charge of $4500.00! All sound excellent, right?
• Stop making payments
• Repair your credit rating within 4-6 months
• Prevent bankruptcy
• Be debt-free in 12-14 weeks
After completing the register procedure, I subsequently discovered of CCDN.ccDN was the particular organization who supplied the providers of the "debt invalidation" as well as the organization who'd supply me appropriate help and a lawyer who'd document a National Criticism from the selection businesses who have been trying to obtain the income from me. When I'd finished the prolonged register procedure with CCDN, I had been no further speaking Using The Creditcard Answer. I had been currently coping with CCDN.
CCDN & The Procedure
Once registered, I had been informed to prevent making funds towards the credit card issuers and mail-out characters for them challenging "approval" of the obligations they stated I owed. Quickly, the balances were switched to debt collectors who I had been directed to email more characters to, and that I was informed to keep an eye on the calls the enthusiasts designed to me describing everything-including period, day, that which was believed to me, what I believed to them-and how I experienced during and following the phone.
I started this whole procedure in July and did anything as directed by CCDNis "Support Centre", that will be the home in South-Western Ny I mentioned previously. After several weeks of delivering characters and faxing required files to CCDN and recording collector calls, I'd observed no change in my own scenario and turned somewhat concerned. I started sending emails to CCDNis assistance centre and I'd possibly not obtain a response, or I'd get a contact months later essentially declaring that anything was heading as prepared and my 3 balances seemed excellent. I'd been recording calls from enthusiasts and quickly we would document a National Criticism in Federal Judge from the Enthusiasts plus they'd fall and negotiate out-of courtroom... Riiiiiight.
I sent Mr Lindsey in January and indicated my problem. I obtained a contact back from him within the same tone he'd after I registered. Really relaxed, soothing and he described that anything was seeking great; just like CCDN had explained a few months before. I thanked him and that I started to return to delivering CCDN all files I'd obtain in the enthusiasts. NOT JUST ONE good factor had originate from all of this function. 15 weeks after I'd registered with TCCS & CCDN, I came across the negative information.
The Credit Card Solution & the Texas Attorney General
September came and that I was towards the end-of my string. I started studying the web for almost any post associated with either organization. I had been ready to locate sites about CCDN, nevertheless I really couldnot Discover The Charge Card Option's site. What happened for their site and just why could not I contact anybody from TCCS anymore? I seemed only a little more and discovered the Suit News Release; submitted against Jubilee Financial Solutions gas, also called The Charge Card Answer (TCCS) from the State-Of Arizona and also the Attorneygeneral's Workplace.
The Suit can be seen by Googling "The Charge Card Answer lawsuit"
End-Of the String
After watching the Suit, the MANY grievances online from numerous sites as well as the insufficient achievement and improvement on my balances, I experienced it had been time for you to obtain a reimbursement of the cash I'd settled 15 weeks before the Creditcard Answer. I first required my reimbursement from TCCS, but which wasnot feasible because of the freeze Their State of Florida had positioned on TCCSis bank balances.
I sent a notice to CCDNis Headquarters seeking a reimbursement, when I had simply no success using their plan. Our notice was answered to a couple nights later from the Representative of Revenue, Mr. John Hagenstein. He essentially mentioned they had completed anything properly also it was OUR problem this program did not work. I subsequently required a reimbursement and involved EVIDENCE that I'd completed anything as directed and promptly, and that I acquired no reaction to my need. Clearly since you cannot refuse a reimbursement when somebody offers evidence it's the organization that's within the incorrect.
I sadly discovered this uneven organization the hard way. I'll finish this criticism just by declaring this is my experience with CCDN & TCCS and that I highly encourage anybody considering this kind of support to analyze the organization. This is not the only real criticism against both of these businesses. There are many more, plus a really damaging score in the BBB. It is extremely amusing how rapidly a status can alter. After I considered these BBB users before I'd registered, they'd excellent rankings. Actually, after I talked with Mr. Lindsey, he advised me to look at his BBB score.
All the best to anybody in my own scenario. Basically, CCDN does not do the things they state, plus they are an extremely dishonest and shady organization. I've attempted numerous occasions utilizing various techniques to get my $4500 back. The only path I can easily see this happening now's through the court program, that will be what I am presently along the way to do. If anybody cares to speak about their encounters, I Would happily reply via email. I will be attained by contacting scammedbyccdn [at] gmail [dot] net.
All the best!
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