In mid march I received a phone call from a friendly sounding female who said I had been refered to their service because of my credit problems. She offered me a credit card with a $2,000.00 credit limit to which I immediately became defensive because I told her I did not want a catalog membership to some company where I buy there products and nothing else while paying a membership fee and high prices for cheap merchandise.
The woman said in a reassuring voice that she wasn't sure what I was talking about but that this was a regular major credit and stated that it would be M*d issused by credit helpers as a credit repair service. They report directly to the credit bureau and the one time fee is good for a five year membership with no annual fees. This perked my interest because she said the fee was $250.00 which is just a little more than the annual membership fee of most major credit card companies.
They simply needed to make a deduction from my checking account for the membership fee and then they would send my card in 15 to 20 bussines days. They made the deduction on 04-02-03 and now it's 05-06-03 with no card in my hands. I planned to surprise and reward my son for his hard work in school and continue to encourage his interest in computers by pruchasing a laptop computer for him as he starts his senior year of high scholl in September.
The money was with drawn and even though I contacted the company on 04-28-03 and asked them to reschedule the withdrawal till a later date because I had some unexpected bills to pay and the money wasn't in my account, they gave me some BS reason of having to reschedule 5 business days in advance because their system had already been set up to procees the transaction.
This caused several overdrafts to my account and put me further behind in my plans and bills when the bank gladly hit my account with over $150.00 in overdraft fees plus the $250.00 for this rip off company. Now my vacation is ruined my bills are in a worse state than before and I can't get the laptop I was dreaming of giving my son. I always tell him hard work is always rewarded but now my hard work and his have only been rewarded with disappointment and lost money.
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