Being European and now living in the US I made an account with wachovia, I was given a debit card for it and was explained what that means as it's dif' the from Europe (pretty much saying you can't buy on credit so when you go below 0 the card declaines) Well had the account for a while and then it happent, overdrafted it, got the little slip in the mail saying i overspendt 3 dollars, so now adding on the 35 dollar fee i owed them 38. Fair enough, my bad.
I kinda knew i had been close to the limit, What i didn't know was i had not only spendt 3 dollars too much but actually 100, over 18 transactions. So now I owe them 856 dollars. Yea know the numbers don't add up but that's what it says.
What I don't understand is, 18 transactions and the card was still being accepted? Dosen't it mean you can't buy on credit? But if so are they thinking, hmm we'll let him rent this 1 dollar movie at walmart cuz then we can charge him 3500% on that dollar? Lol. Smart business fom the bank. But where's the limit? 18 transactions and 756 dollars in fees... Can't be legal, or if it, then surely there's so morals missing at wachovia. Meaning i can pay it off, but what about those who can't? Their getting into debt when trying to stay out of it of course, and the bank is making what? Billions on this type of scam. Shame on you wachovia, really, This is anything but what you told me when i made the account. Using lies to make money. Nice..
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