I did a research on this AFTER I sent my money $70.00 (processing fee). I should of have researched before I sent out my money. I have found out that they have several company name on the same address that they keep changing doing the same RIP OFF Routine. Sending out credit loan application and eventaully they would pass you on to UNIVERSAL FINANCIAL from Kentucky and pay $55 Membership FEE. DOnt be fooled like me. They will not help you at all. They would never answer their phone. I can't beleive ths people would et away with this! Something needs to be done and investigate this rip off sorry people.
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