I was sent a letter from Amer. Credit about a loan. I filled out the papers and within two weeks i received a letter telling me i was approved for a 2000.00 dollars loan. All i had to do was send 70.00 by a curtain date. After that i received more papers from STEVEN from Universal Financial. On these papers there was a 55.00 membership fee. Thats when i call STEVEN and he told me dont worry about the 55.00 fee they will waive it. So when I called Universal financial they told me that they would only waived the fee if STEVEN was willing to pay it out of the 70.00 dollars i already sent him. I called STEVEN back and he hasnt returned any of my calls. Now what i want to know is how these people are able to stay in business and RIP decent people off, without going to jail. Now im in a bind because of this i was really depending on that money.
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