This company was my last resort. I have poor credit. Several credit card balances and I received this letter in the mail telling me I was guaranteed up to $55,000 in a personal loan that would be paid off in 10 years. I thought finally a solution to my problems. Someone is going to help me.
I sent them my money, overnighted it and waited and waited and waited. For two weeks I heard nothing. I would call and get no answer. The only time I did get to speak to the ONLY person who works there was about 9 A.M. I guess the rest of the day he is cashing our checks and spending our money laughing at us. Bottom line this is a bogus company. I asked the man I spoke to about these rip off reports and he basically said they were disgruntled people who were denied loans. If there is one person out there who has been approved for a loan and received funds from Universal Financial in Highland Heights, Kentucky, please let me know. I am a firm believer in what comes around goes around - so sir with "Universal Financial" your day will come and I can't wait for you to be in the situation most Americans are right now. May you rot not up above, but down below. I will not see you there as I am a good person who doesn't steal people's money from them. Enjoy your time down below!!!
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