My husband and I decided to buy a house and we called a man named Dale Williamson who happened to be in a free book for listing. We made arrangements on seeing places to be built and I made an off handed comment that I prefered older homes and he replied that he was selling an older home that he personally owned. So he took me to see the home and I just loved it. So we made arrangements to get a loan and start the paper work. After working through all the steps to get what we wanted like the taxes and insurance included in the loan we were ready to buy now.
The night before signing papers he wanted us to come over so he could walk us through so we knew exactly what everything meant. After all this was our first home. We thought that he was being very nice and we really appreciated it. It took a couple hours to go through it and we were very pleased to see that all that we wanted was there. The next morning we went in to sign the papers and it took less then 30 minutes. The whole time he would say remember we talked about this last night. So we trusted him and would just sign. After all was said and done we went on our marry way.
After a couple months we got a bill in the mail for taxes. We had an agreement that he would pay the first year and the rest would be in our house payment. So I called him to tell him that we had recieved the bill and all he had to say was "That is your problem" and hung up on me. So I called the title company to see if I could force him to do so afterall it was in our agreement that we signed. They looked through our documents and descovered that he didnt have to pay and we actually payed his taxes for the last year. We also found out that our taxes were not included in our morgage and neither was the insureance. We were shocked. We could not understand how this happened. We tried talking to Mr. Williamson but he had nothing to say to us about it except it wasnt his problem.
Now its been a year and our house is in forclosure because he didnt do what he was supposed to do with the morgage. We also found out that he was the buyers agent, sellers agent and owner of the house and apperently that is wrong to do. So we did not have any representation to help us except him and he was only looking out for himself.
So he made the money off the buyers and sellers agent compenstion. Which you could amagine is alot. And not to mention that he made several thousand off the house sale alone. So he raked in alot of money for selling this house to us. We have talked to forclosure buyers and they say that what he did to us was very wrong and one of them is a very nice one who has been helping us to sell it before the forclosure date.
He did a search on Dale Williamson to see what his acctivity has been for the last year and found out some interesting things. Like Mr. Williamson had 15 quick claims last year alone. This is when a person cant make there payments and he has the second and when the house is threatened with forclosure he comes in and offers to buy the house for only the first morgage and then turns around and sells it for more. This way he can make money off the horrible morgage sale he originally set up. And for my house he plans on waiting for it to go up for auction and he wants to buy it and re-sell it and make even more money.
He is not willing to lower his amout for a quicker sale of my house or working with us in anyway. He wants our house and he wants to make more money off of it. He came to our house and wanted to sell it for us so that he could find someone who didnt know like we didnt and screw them also while makeing more money off this house. So if you run into this person I suggest that you DO NOT do business with them. Unless you want to get ripped off and have to file bancruptcy like we now have to do.
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