I have recently been a victim of identity theft and numerous collection agencies have contacted me in order to pay the debt owed by the people who started accounts uncer my SSN.in April my SSC was stolen and since then, my credit has gone down.
Just last month I had been at my parents house and had answered their phone (which I never do but I thought I was recieving a return phone call). A boy in his 20's (I assume) told me that Reliant energy had an account that was recently sent to NCO in attempt to get a debt paid. I told the man everything that had been going on with the fraudulent accounts and asked him to send me all the information to my real address and I would return all of the necessary documents to NCO in order to complete the procedure.
What I found odd is that (1) he would not tell me his name, (2) he almost forgot to ask for my address until I reminded him, (3) I never recieved anything in the mail. Today (May 23) I called Reliant Energy to enquire about the account past due and the woman on the other line looked into the past 3 years and she could not find a single account (other than the one I already have that has a 0 balance) that has been sent to THEIR collections agency. She also had no knowledge about any NCO company.
I am a full time student about to graduate and I currently hold 2 jobs in order to support myself through school. This is not what I need right now. What is the next step I should do? Is it possible to sue this company?
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