This collection agency called to collect on a debt that was not mine, charged to a credit card that was stolen in 1989, from the post office, before it ever reached my possession. I was contacted by the bank at that time, California Federal, who told me of the theft and said they were investigating the theft of several credit cards mailed at the same time. They furnished me with an affidavit and asked that I return it if I should get a statement with any charges that were not mine. That happened and I followed their instructions. Charges were eliminated from my account and I was told that everything was resolved. Cal Fed subsequently sold the stolen account in a block of "uncollectable" accounts to Household Bank and several collection agencies kept purchasing the same stolen account., Those stolen credit card accounts, one of which was mine, have been bounced from bank to bank and collection agency to collection agency and every time I think it's resolved, I discover that it's not and now it has adversely affected my credit rating. How can they report a "bad" debt on your credit that is not your debt and that is over 18 years old? I am getting tired of having collection agencies 'resolve' the matter, only to keep making it worse. This assanine, ongoing battle is causing me extreme stress and financial problems!
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