I have been going through a re-finance on my house since 11/03 - finally 2/26 I stopped going through the refinace, I closed out my CD to pay a County Lien on my house for the water mains they put in, the title company could not get trhrough it. This was all the money I had, then, they asked where my money went told them I was requested to pay the county lien. My ate went from 4.5, to 4.75 at the end it was up to 4.875, not even a point down from where my rate is now. I asked for my money back Cullen Mieczkowski agreed with me that it was not my fault I did not make the closing dates but theirs I kept getting told I was going to have a closing ever couple of weeks and it never happened. I asked for my 500.00 "good faith" payment back becasue they were not in good faith and I was told they put documents on my site that I can look at. These are the people I delt with Ramon Guevara, Cullen Mieczkowski and Geoff Schmidt who happens to be the Director of Mortgage Banking. These peole are rip off artists, I wish I had done my homework, becasue I am down to nothing, I can not get my house re-financed by anyone else and my daughter needs braces, this does not help when you are a single parent.
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