This company represents Columbia House. I have not ordered from Columbia House or any other mail order company like them in the time frame they specify (it has been at least 8 years since I ordered from them when I lived in another state). They hadn't sent me any bills or notices, nor have I received any product from them.
When I checked my credit report recently, my score had dropped by almost 100 points and it was because of National Recovery Agency. My credit is now ruined because of what they claim is a $66 debt. I feel that this is very, very wrong and they shouldn't be able to do this to someone.
I talked to them over the phone and they stated that they couldn't help me. They also stated that even if I paid the debt in full (which I told them I didn't owe), it will remain on my credit report.
I recently mailed them a cease and desist letter which requested proof of debt which I haven't heard back from yet. I have seen multiple cases on the internet of them erroneously reporting debt on people's credit reports and they, like me, are very angry about it. I have also filed a dispute with Experian and the debt remains. I'm not sure what else to do about this.
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