I opened the account with Tribute to help my credit rating. I have gotten several credit limit increases, paid on time through on - line banking. When I went on-line to check my balance I saw I had a 0 credit limit down from 900. I tried calling all I have gotten is a recording. Finally 4 days after finding out on-line I received a letter stating they are closing all accounts. They stated in letter they are not sure if it will effect credit rating but as far as they are concerned my account is good. Well that makes me feel so much better. Not.
They are still charging a $10 fee to maintain the account. An account that is closed that will effect my credit rating. It just adds insult to injury. I feel like taking the bill and ripping it up. The banks have received money and this is what they do to people who are trying to fix their credit? Of course I will pay the balance but is there anything that can be done? Or do they just get away with whatever they want?
I tried doing everything right I only owe $300 I don't go over the limit or blow my account on foolish things. I would pay $100 to $250 a month to keep my account in good standing. I am not the only person they have done this to and if there is a class action lawsuit I would like to be included. From now on my money goes in my mattress. Heck with banks and credit cards.
MadinMa
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