I had the aspire visa for over a year. Never went over limit of 500.00 paid it off in full every month. Had not used the card for a few months then received a letter letting me know they were lowering my limit to 100.00 then the following month would be closing my account. I called to close myself so it wouldnt show up on my credit report saying that they had closed the account. My credit was already much better when I got the card so I really didnt need it anymore. They want people you carry a balance and are late so they can screw the people over who really cant afford it. Then after I closed the account I get a pre appoval from Tribute Master Card AKA Aspire. Not knowing I applied the letter said 1750.00 I did it online ended up being 300.00 plus 150.00 annual fee I declined. I have a Bank of America Visa that I have had for 1 year with a limit high enough to buy a car, and they offer me 300.00 with a fee. Screw them. People be careful with this card company. Make sure you send payment as soon as you get your bill, so no late charges. Beware they don't like people who pay in full each month and are never late.
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