I bought my vehicle through capital one in October it is never late, paid on time every month, i was caught up in the forclosure crisis and decided to file for chapter 7 in 2009. I always paid my auto loan on line and for a few months I noticed that when i signed on my balance was saying zero I thought nothing of it and paid it at a local branch, however i decided to call Capital One 7/18 and learned through the automated system that my loan was transferred to Ascension Capital without notification or cause, since the car was not included in the chapter 7 nor was I ever late, my lawyer indicated if i wanted to keep the car just maintain my payments. Is this move legal by Cap One???
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