My credit card rates were increased from 10% to 33% for no reason. I couldn't afford to pay them, they wouldn't work with me, etc. So I filed Chapter 7 - Capital One Car Loan WAS NOT included in the bankruptcy. I was never late making payments and intended to keep making payments.
For whatever reason, they have decided to turn this over to their bankruptcy group (Ascension) and nobody at either outfit will talk to me AND I am not allowed to make any payments. I am very afraid that they are going to come repo it - and of course hit me with all kinds of extra charges to get it back.
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