I have NO delinquencies and a 702 FICO score and you are raising my rates to the 'vig' a loan shark would charge! Over 35% minimum! I AM opting out and cutting up my card but you should be sued! Back in 1980 when credit card companies were exempted from usury rates, you were expected to exercise some self-control. But when the first bank charged over 20% and got away with it, then next one charged 24%; then more and more and more—pushing the envelope until you are totally UNPATRIOTIC, bordering on treasonous!
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