2 years ago I needed a credit card, after offer after offer, I found USA credit. I did not read the FINE PRINT. It is only a charge card for their stupid overpriced catalogue stuff ONLY. For months Ive been trying to get them to cancel the $19.95 automatic withdrawal from my checking account, and they refuse! My bank puts holds on them, then all of a sudden, 10 days later, it goes thru! I ended up closing my checking account. Now they are calling on average 12 times a day. "We have to speeak to you about a personal business matter" They leave messages at work, at my parents, even at my NEIGHBORS houses! Theres not a balance on the account! I NEVER EVER bought anything! I paid the $149.95 set up fee and have for 2 years paid the $19.95 monthly! I figured it would help my credit rating. It did not. So now they are sending certified letters that I have a balance of $59.85 - for 3 months of unpaid service fees! What the heck! I DO NOT WANT THE CARD. Stop billing me
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